Bank Lending to Small and Medium Businesses in the Russian Federation: Problems and Solutions

Bank Lending to Small and Medium Enterprises the Republic of Serbia

1. This report presents findings of a study of Bank lending to small and medium enterprises (SME) in Serbia 1. The study uses methodology developed by the Bank and already used in a number of studies in South America. The study is based on answers to standard questionnaires and detailed on-site interviews with eight banks. The interviewed banks are the most active in SME lending in Serbia and a...

IMPACTS AND CHALLENGES OF CLOUD COMPUTING FOR SMALL AND MEDIUM SCALE BUSINESSES IN NIGERIA

Cloud computing technology is providing businesses, be it micro, small, medium, and large scale enterprises with the same level playing grounds. Small and Medium enterprises (SMEs) that have adopted the cloud are taking their businesses to greater heights with the competitive edge that cloud computing offers. The limitations faced by (SMEs) in procuring and maintaining IT infrastructures has be...

Bank lending to developing countries and possible solutions to international debt problems

The Impact of Information Technology US Commercial Bank Lending: Implications for Small Businesses

Over the last three decades, advances in information technology have improved banks’ efficiency of credit scoring/rating. I infer that the technology of credit rating improves by 45% from 1990 to 2007. I evaluate the effects of this technological improvement on the US commercial banking market with a dynamic, quantitative model. In the model, banks have an economy of scale at utilizing new tech...

Islamic finance for small and medium enterprises: challenges and solutions

Small and medium enterprises (SMEs) play a vital role in the economy. In developing countries, these companies play an important role in creating employment, especially for women. Investing in the development of SMEs is a long-term and smart strategy with sustainable returns. SMEs constitute the vast majority of companies. Globally, SMEs constitute more than 95% of all productive units, when fo...